A change of occupation, moving home, starting a family or planning for the future, are just a few examples of how your circumstances can change.
As such, it's crucial that your financial arrangements are also regularly reviewed to ensure that they are keeping pace and remain suitable.
We understand that change happens, so by building a long-term business relationship with you, clear will be there to regularly ensure your mortgage and protection matters are cared for - whatever the future may bring.
One way in which we do this is that as soon as we arrange your mortgage, a diary note is made to contact you a few months before that mortgage deal is due to expire, to discuss your situation and preferences at that time and thus advise on the best course of action for your mortgage and protection needs going forward.
This helps you avoid falling on to a higher mortgage interest rate, (and thus more expensive payments), after any initial/incentive rate has expired.
Our unbiased advice is usually conducted on a face to face basis, and we have both male and female consultants available to help you.
As independent mortgage and protection specialists, we offer mortgages from the whole market place and protection solutions, (such as life cover, critical illness cover and income replacement), from a range of insurers.
When helping arrange Buildings and Contents Insurance or Accident, Sickness & Unemployment cover, we usually use a single provider - Royal & Sun Alliance, via Sesame Insure.